WE ARE HOMEOWNERS! First time homeowners. As of about 4:30 last night. What a crazy day it was. We were supposed to close yesterday, but our loan agent is an idiot. He could not get anything done on time and was asking us for stuff up to Thursday still. Our real estate agent told me yesterday morning that we had reached the point that there was no way it was happening that day. The loan guy had not sent the documents to the title company. There was no way we could get the papers signed and get the money wired in time to close the same day. Besides, it was Friday and we know how hard people work on Fridays.
Then the title company person called, about 9:30, and said we have the papers and you guys be here by 10 to sign. Um, let me call Brian, who is a teacher, and see if he can drop everything and get across town in less than a half hour. "Yeah, we'll be there." We were, and had the papers signed by 10:20. I have no idea what we signed, but I have a huge stack of papers to read when I can't sleep.
I called my realtor and told her we had signed the docs. She was still pretty convinced that we were working toward closing on Monday, because we still had to wait for the money to be transferred. I told her the lady at the title was buzzing to get this done (seriously, caffeine overload). My realtor called me later and said that the title company lady had 12 home loans to close and she "bound and determined" that one of them would be ours.
All day, I jumped every time the phone rang. And finally, at about 4:30, I got THE call. "Congratulations, you are a homeowners!" My eyes welled up. Was this for real? Finally. Yes. My realtor said she needed to get the keys and we could meet at "my house" about 6:00. And so it was. We met. We walked through. There was no water. At 6:30 on a Friday night. The heater also was not working. But, it's ours!
My agent has a call in to the other agent to find out about the heater. It's probably some quirky thing or a switch that we don't know about. Ah, the joys of getting to know a our new house. And the water will be turned on MONDAY!
So, tonight we are staying at my sister's again for a hot shower and a warm place to sleep. But we are HOMEOWNERS!